Thursday, October 16, 2008

no.68 - Beaver Feaver

Imagine my surprise when my doctor called to tell me I have Beaver Fever. While this may sound like an unsavory addiction to internet porn, it is, instead, a microscopic parasite that has taken up residence in my body.

It's called Giardia and I don't like it. For five weeks my stomach has felt like it's been filled with restless, gassy chipmunks. There is no fever.

In order to identify what my illness is, I have been prodded and poked (in that order, thank you), blood was taken, I underwent an ultrasound, and I had to assemble "samples" that were sort of like making nine kid-size fudge sundaes for the medical lab.

The only problem with the process is that the life-cycle of Giardia in a healthy adult is about six weeks. It took five weeks to identify because modern health care certainly wouldn't want to do two tests at the same time. So, when my course of antibiotics is complete next week, the Giardia will already be dead of old age.

Bravo health care, bravo.

Friday, October 10, 2008

no.67 - Debt

Choosing debt is an act of optimism I cannot share. To put something on a credit card today in the hope that the money will turn up next week... well, it just reminds me of Wimpy from the Popeye cartoons, blinded by his aching desire for a hamburger. He truly would pay you back if he could, but where does he think the money is going to come from?

The problem, of course, is when debt dose not seem like a choice, such as when there is no other way to find a home. Shelter is hardly the same as a fleeting desire for a big screen television or a triple cheeseburger.

Ten days after my wife and I bought our home with a mortgage, our loan was sold to another company who began to bombard us with letters. They wanted to let us know we could borrow even more money. We could, they said. We should! They even sent us three and five thousand dollar checks and told us to go cash them. Have fun! Live it up!! They did not mention that the checks were actually little contracts which would shackle us us to absurd high interest loans and crippling debt.

Where did they think our money was going to come from? Did someone tell them I had started pooping five dollar bills?

When it comes to loans, I can never shake from my head the image of an organized crime family. I don't see much difference in their practices, except that the mafia is more clear about the terms.

I had to ask my mortgage company to stop sending these "offers", explaining that if I found myself in need of money, it would only be because I needed it to pay the mortgage.

These, of course, were not the most damaging of their programs. Lending money to people they knew drown under inflating interest rates was the most damaging. You could ask what they were thinking, but what they were thinking was "more." They figured that either your loan would be three companies down the road by the time you defaulted, or that they could throw enough money into betting against the poor suckers who got in over their heads, that they would make money no matter how thing shook out.

(Again, the mafia comes out with more scruples on this one. If Tony found out Joey Smudgepants couldn't pay his loan, he'd break a kneecap or take the guys car, but we wouldn't pass the problem off, or bet Uncle Junior that the guy wasn't going to pay up.)

What they didn't count on - what the greedy never really count on - is that they could lose this game of roulette. It turns out that they did not have a system in place for what happens a giant, bloated, financial institution is so overextended it needs to default too. Whoops. Now none of the banks trust each other, which is probably the wise choice, but terrible for the way they've lined up our economy.

Now it appears the murky 700 billion dollar plan to fix this mess isn't enough to keep everyone from panicking and selling their stocks.

But lest you should feel badly for those who are responsible for tanking the entire world economy, you can rest easy. The same greedy assholes who got us into the mess were the first ones to dump their stocks. Remember: that money is hemorrhaging from the stock market, but it is going into someone's pocket. You're 401K manager, on the other hand, may have been a little slower to act.

Wednesday, October 8, 2008

no.66 - That One

On Tuesday morning, hours before the second debate between McCain and Obama, my daughter's dance teacher pointed to my daughter and referred to her as "that one."

This is my four year old's third week in dance class. Her teacher, who lives on a cloud, or with her head up her ass, has no clue what her name is.

A good friend defended the dance teacher to me as "a little flighty", but I am feeling less charitable. If the problem were as simple as not remembering my daughter's name, because she her head is full of dance, I could accept her turning to my daughter and simply asking, "What's your name again sweetie?" or leaning over to a nearby parent and asking discretely. I might even suggest trying what every other teacher I know would do, which is the game where everyone in the circle says their name.

Instead, the dance teacher, frustrated either at her own failing, or at my daughter for having a name she can not remember, pointed to my girl and called her "that one."

"Pass the ball to that one."

Like she was a thing. Or a crow.

It was a poor choice — just like when she moved all the kids over to the corner of the room beside the exposed radiator she had just told the children was very dangerous.

When John McCain used the same words, I did not make the association at once. It only occurred to me the next day, as the media briefly attempted to conflate the words into a controversy. They weren't controversial. They were telling. They showed McCain to be frustrated, cranky and disrespectful.

I can't draw a parallel between these two events for you. It is odd "that one" would come up twice in one day. I can only report to you that in both cases it speaks very poorly of the person who said it.